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Credit When Credit
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Community Education


Credit When Credit Is Due
A Structured Approach to Building Your Financial Fitness

Acclaimed by the American Center for Credit Education, Credit When Credit Is Due offers you an opportunity to master personal financial literacy.

Credit When Credit Is Due consists of twelve financial lessons designed to offer comprehensive money and credit management skills. The program is designed to be self-study using a text and can be completed at your own pace.

Once each lesson is completed, simply take the corresponding quiz in the back of the text and move on to the next chapter. (Quizzes may be taken open book.) Once all twelve lessons and quizzes have been completed, the twelve tests are forward to CCCS of NH & VT for grading. Quizzes are graded pass/fail and can be retaken if necessary.

After successfully completing the course, CCCS of NH & VT will forward your information to the American Center for Credit Education. You will then receive confirmation of your achievement, which can be shown to potential credit grantors. Additionally, you will receive notices that may be forwarded to each of the three national credit bureaus to request a positive comment be added to your credit report. This comment may increase your credit score.

Program Highlights
  • Recognize precisely what is required of you by a lender when borrowing money.
  • Learn 24 positive steps to improve your credit rating.
  • Determine how to evaluate good deals and bad ones.
  • Identify existing or potential money problems and find out how to resolve them.
  • Gain better understanding of auto and home loans.
  • Discover better ways to budget and save money.
  • Understand when to pay cash and when to borrow on credit.
  • Obtain information on how to shop for credit.
  • Determine what criteria lenders use to make the credit granting decision.

To order Credit When Credit Is Due, please complete the order form (DOWNLOAD HERE) and send along with your payment. The course fee is $50 per person.


Our education staff will be happy to answer any questions you may have regarding this valuable program. They can be reached at (800) 327-6778 ext 120.


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PO Box 818 - Concord NH 03302
Toll Free: 800-327-6778

Fax: 603-223-9971

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