Personal Counseling
Debt Management Programs
If you are overwhelmed by your credit card balances, are making
only the minimum payments and/or are having trouble keeping your
accounts up to date, you may benefit from a Debt Management Program
(DMP).
 Debt
Management Programs provide a practical alternative to bankruptcy
and help consumers get out of debt. They serve the dual role of
helping you repay your debt and helping creditors to receive the
money that you owe them.
Meeting with one of
our certified credit counselors will help you understand whether
you would benefit from such a debt management program and explain
in detail how the program works. After your free
credit counseling session you will understand how the program
works, what is involved and be better able to decide if it might
be right for you. Call our office at 1-800-327-6778 or send us
an e-mail at cccs@cccsnh-vt.org
to schedule an appointment at any of our 14 offices to get you
started. For your convenience we also offer phone and internet
appointments.
Should you decide a Debt Management Program is right for you
the counselor will go through all of the necessary paperwork and
help you establish your account. Please be aware that there is
a monthly fee for the DMP. The average fee is about $25 a month
and is determined by a sliding fee scale.
| CCCS
of NH & VT is accredited by Council on Accreditation,
an international organization that assures excellence in
the delivery of nonprofit services.
|
All services are offered by appointment at one of our many offices
located throughout New Hampshire and Vermont.
Click
here for frequently asked questions about our DMP
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