Consumer Credit Counseling Service of NH & VT

Personal Counseling

Credit & Debt Counseling

In a typical session at CCCS of NH & VT one of our certified credit counselors will meet with you to review your monthly living expenses, your income, and any outstanding debt you might have. After creating a budget and understanding your priorities, the counselor will provide useful tips on credit and debt management. We all need credit at various times in our lives for a variety of reasons. Credit is a very helpful tool if you know how to manage it properly and don't get over extended. Unfortunately however, there are any number of reasons that can cause someone to suffer credit problems. Our counselors are trained to help consumers look at their entire financial situation and provide information about the options they have to improve or address their financial concerns. This provides consumers with accurate information so they can then make informed choices about their financial matters.

During the 90 minute free session a counselor will look at your existing credit capacity, analyze your debt, and make recommendations based on your income, budget and life's priorities.

Topics covered in the counseling session include

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