Personal Counseling
Budgeting & Spending Plans
 In
its simplest form a budget is a spending plan for your income.
It identifies where your money goes on a monthly basis and allows
you to monitor your income and expenses. Creating a yearly budget
can give you a better picture of your overall financial situation
and help you work toward your financial goals.
Benefits of using a Budget
| • |
Ensure you are living within your means
|
| • |
Focus your financial priorities
|
| • |
Identify spending leaks
|
| • |
Helps you save
|
One of the most important tools for keeping track of your money
is a personal or household budget. CCCS of NH & VT believes anyone,
regardless of their financial situation, income status or educational
level can benefit from using a personal budget. Our certified
professional counselors are here to help you whether you need
to build your budget or just fine tune what you're already using.
Sign up today for a free 90 minute budget counseling session.
Our counselors will also provide tips and ways to save, as well
as, options for keeping track of your money.
Tools for helping you build your Budget
Budget Analyzer:
A great way to build your budget and contrasts it with the national
averages. If you need additional help visit our online budget
tutorial or schedule an appointment with a credit counselor in
one of our 16 locations throughout NH and VT. USE
THIS CALCULATOR NOW!
FREE Downloadable Worksheets:
Download and use these free worksheets to help you start creating
a budget on your own.
• Budgeting
Basics
• Flexible
Daily Expenses
• Goal
Setting Worksheet
Online Budgeting Tutorial:
COMING SOON!
Learn why you need a budget and how to build one in this online,
easy-to-use, interactive tutorial.
back to top
|
